Right now we are hearing a lot on the news about the debt ceiling and the idea that Social Security may cease to be funded.  Politicians use Social Security as a political football.  Please watch my video to get the truth.

Right now we are hearing a lot of threats that Social Security will run out of money if an agreement is not made by the political entities to raise the debt ceiling.  Will Social Security run out of money?  The short answer is – NO.  Social Security benefits will continue to be paid from the Social Security trust fund.  While there may be some delays in some Social Security services, checks  should continue to be issued on schedule.

Social Security money collected through FICA taxes are placed in a Social Security trust fund.  The trust fund is managed by the Department of the Treasury.  Initially the trust fund was supposed to be a secure fund separate from the national budget.  Unfortunately, the government has periodically borrowed from these funds.  Right now the government has borrowed approximately $2.7 trillion from the Social Security trust fund.  There are threats that Social Security will run out of money by 2033.  This is because fewer workers will be contributing toward the trust fund.  However, I have heard these threats for 20 years.  It has never happened.  I believe the US government is dedicated to honoring their commitment to the Social Security recipients.

If you know anyone who may need Social Security disability benefits, please give them my number, forward this email to them or click the links below that will share on Facebook, Twitter or LinkedIn.

I will listen to them and let them know if they have a good case or not. Remember, I never charge for consultations.  And there is never a fee unless we win.

Take care and God bless! 

Randy Adams, ADR

Please remember that it is income tax season.  Nobody likes to talk about taxes.  I know I don’t.  But I am here for you and I do not want you to be caught unaware.  Some SSDI/SSI benefits are taxed. You may have to pay federal income taxes on a portion of your Social Security benefits if you have other substantial income in addition to your benefits (such as wages, self-employment, interest, dividends, and other taxable income that must be reported on your tax return). You may choose to have federal income taxes withheld from your Social Security benefit.  If you are not sure if you’re benefits will be taxed or not it is important that you talk to a tax advisor. Click the video link below to learn more….

While I cannot help you with your taxes, I certainly want you to be aware of the requirements.  If you cannot determine from the information on the Social Security website (www.ssa.gov/planners/taxes.html) or from the information below, A tax preparer will be able to look at your specific income to help you determine if you have to pay taxes. 

Each January, you will receive a Social Security Benefit Statement (Form SSA-1099) showing the amount of benefits you received in the previous year. You can use this Benefit Statement when you complete your federal income tax return to find out if your benefits are subject to tax.

If you currently live in the United States and you misplaced or didn’t receive a Form SSA-1099 or SSA-1042S for the previous tax year, you can get an instant replacement form by using your online my Social Security account. If you don’t already have an account, you can create one online. To get your replacement Form SSA-1099 or SSA-1042S, select the “Replacement Documents” tab to get the form.

If you know anyone who may need Social Security disability benefits, please give them my number.

I will listen to them and let them know if they have a good case or not. Remember, I never charge for consultations.  And there is never a fee unless we win.

Take care and God bless! 

Randy Adams, your ADR

“And what does the Lord require of you but to do justice, to love kindness, and to walk humbly before your God.”  Micah 6:8

PS: We invite you to review the home page on our website for more information.

To get or keep your Social Security Disability Benefits, you must have medical records that prove you are disabled from working.  Your doctor may be able to help you if you know what to talk to them about.  Listen to my video which will help you get and keep your Disability Benefits.  THIS IS IMPORTANT!  Take a minute to listen to my video to help you secure your Social Security Disability benefits.

The number one mistake that people make while applying for Social Security Disability or after receiving disability is, they do not seek regular medical treatment.  I recommend that you see your doctor at least every 3 months.  The very foundation of your case is medical records.  You must see your doctor on a regular basis. 

What you tell your doctor is vitally important.  Every time you see a doctor, tell them how your medical or mental problems affect your ability to do things.  For example, Instead of saying “I hurt real bad” or “I feel anxious” it is better to  give your doctor an example, “My pain is so bad I cannot be on my feet long enough to wash the dishes” or “I can’t even go to the grocery store or church.  I get so anxious I can’t be around people.”  Examples of how your condition affects your ability to do things is the best way to communicate with your doctor.  Your doctor or the doctor’s nurse will put it in the notes and Social Security will read them.

If you do this on a regular basis, it will help you obtain and keep your benefits. 

Remember, going to your doctor on a regular basis, being compliant with their instructions including taking your medications as prescribed, is critical.  Also, it is important to tell them the problems you’re having doing things every time you see them. These are keys to getting and keeping your Social Security benefits. Remember, you are now part of the Adams and Associates Disability family and we are here for you. 

If you know anyone who may need Social Security disability benefits, please give them my number or forward a link to this page.

I will listen to them and let them know if they have a good case or not. Remember, I never charge for consultations.  And there is never a fee unless we win.

Please remember. I work for you. I am your advocate! If you have concerns, please contact me.

We are “A Voice for the Disabled”

Stay safe,

Randy Adams, ADR
Email: [email protected]

Website: www.AdamsDisability.com

Phone: 888-551-1190

A client brought this to my attention. She received the above letter in the mail. It looks very official, however it is a scam! Please protect yourself. It’s easy to fall for scams if you aren’t aware.

The scammers are trying to trick you to give them your personal information, giving them money or downloading malware onto your device. Scammers pretend to be from an agency to gain your trust. They will tell you that there is a problem that you need to have fixed “immediately”. They will try to pressure you into making a quick decision.

These are red flags. You can trust that Social Security will never:

• Threaten you with arrest or legal action because you don’t agree to pay money immediately.
• Suspend, Freeze or “Hold” your Social Security number.
• Claim to need personal information or payment to activate a cost-of-living adjustment (COLA) or other benefit increase.
• Pressure you to take immediate action, including sharing personal information.
• Ask you to pay with gift cards, prepaid debit cards, wire transfers, cryptocurrency, or by mailing cash.
• Threaten to seize your bank account.
• Offer to move your money to a “protected” bank account.
• Demand secrecy.

Be skeptical and look for red flags. If you receive a suspicious call, text message, email, letter, or message on social media, the caller or sender may not be who they say they are. Scammers have also been known to:

• Use legitimate names of Office of Inspector General or Social Security Administration employees.
• “Spoof” official government phone numbers, or even numbers for local police departments.
• Send official-looking documents by U.S. mail or attachments through email, text, or social media message.

It is illegal to reproduce federal employee credentials and federal law enforcement badges. Federal law enforcement will never send photographs of credentials or badges to demand any kind of payment, and neither will federal government employees.

Clients have lost thousands of dollars. If they get any bank account information they will wipe you out! If you recognize a scam take care of yourself and others by reporting them. Simply call 1-800-772-1213 and report it to Social Security.

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If you know anyone who may need Social Security disability benefits, please give them my number or send a link to this page to them.

Please remember. I work for you. I am your advocate! If you have concerns, please contact me.

We are “A Voice for the Disabled”

Stay safe,

Randy Adams, ADR
Email: [email protected]

Website: www.AdamsDisability.com

Phone: 888-551-1190

Periodically, Social Security will send you to one of their Social Security Disability doctors.  Why?  See the video below!

How do you win a Social Security case?  – medical records.  How do you keep your Social Security?  – medical records.  When you are in the application process for Social Security Disability or SSI benefits, sometimes Social Security wants you to go see one of their doctors.  These doctors are disability doctors.  They do not treat patients.  They are trained to assess disability.  It is very important that you go!

Social Security needs to establish your disability based on medical records.  It’s always best to see your own doctor as much as possible and always tell them what problems you have “doing things”.  If your doctor will record the problems you’re having doing things such as standing, walking, sitting, lifting and using your hands and fingers, it will help Social Security understand why you can’t work.  This is critical to win and keep your disability.  I’ll go more into this in my next video. 

The Social Security doctor’s examination is typically very brief.  Please note how long the doctor actually spent with you and what he did during the evaluation.  Did he touch you?  Did he use any instruments to measure your grip?  Did he listen to you?  Did he need to help you on or off the examination table?  What did he say to you?  This is information I need to know just in case their findings are not favorable to your case.  By doing these things you will help me, help you. 

If you know anyone who may need Social Security disability benefits, please give them my number, forward this email to them.

I will listen to them and let them know if they have a good case or not. Remember, I never charge for consultations.  And there is never a fee unless we win.

Take care and God bless! 

Randy Adams, ADR